Home Loans

We offer a scope of home loans to suit your requirements with aggressive financing costs.

Reach US Reach US

Retrieve application Retrieve application

Find your home loan

First home buyer
Upgrader
Refinancer
Investor

Find your rate

Free property report

Find what you have to think about the property drifts in your suburb or the evaluated estimation of a property you're hoping to purchase.

Learn

Calculators & rates

Find out how much you could borrow with our mortgage calculator
Calculate my repayments
Stamp duty calculator
View our latest interest rates

Start your application online

Learn how much you could borrow.

Receive indicative approval in under 15 minutes.

A home loan expert will call you once you have submitted your application to talk through next steps.

Our Home Loans

We offer a range of mortgages to suit your needs with competitive interest rates.

Manage your home loan

Need to make changes to your existing home loan?

Here's how

Special offers

$4,000

Cash back^
When you
refinance

Receive $4,000 cash back^{^} Get $2,000 money back^ when you renegotiate to another Owner Occupied, Principal and Interest or Investment home advance under the Advantage Package. $395 yearly bundle charge and a $200k least advance size applies. Prohibits Portfolio Loans and renegotiates from inside UBA America Group Applications got from 8 October 2018 and settled by 31 December 2018

$3,250

Cash back*
When you
buy a home

Receive $3,250 cash back^* Get $1,250 money back* when you apply for another Owner Occupied, Principal and Interest or Investment home credit under the Advantage Package. $395 yearly bundle charge and a $200k least credit estimate applies. Rejects Portfolio Loans and renegotiates. Applications got from 8 October 2018 to 31 December 2018, with advances settled by 28 February 2019.

What else do I need to know?

$2,000 Refinance Cash back offer
^For new home loan applications received from 8 October 2018, and settled by 31 December 2018 for refinance purposes under the Advantage Package. Offer current as at 15 October 2018. Offer may be varied or withdrawn at any time. Excludes Portfolio Loans and refinances from within Westpac Group which include UBA, Westpac, St.George Bank, Bank of Melbourne and RAMS. Offer not available for Owner Occupier Interest Only loans. Advantage Package Terms and Conditions and a $395 annual package fee apply. Offer can be used in conjunction with the new purchase cash back, with maximum one new purchase cash back and one refinance cash back payable per main applicant, and not available in conjunction with any other special offers. Applicants must have a UBA transaction account linked to the home loan at the time of settlement, and must keep this account for 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The cash back will be paid into this account within 60 days after settlement. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters

$1,250 New Purchase Cash back offer
*For new home loan applications received from 8 October 2018 to 31 December 2018 and settled by 28 February 2019 under the Advantage Package. Offer current as at 8 October 2018. Offer may be varied or withdrawn at any time. Excludes Portfolio Loans, refinances and Owner Occupied Interest Only loans. Advantage Package Terms and Conditions and a $395 annual package fee apply. Offer can be used in conjunction with the refinance cashback, with maximum one new purchase cash back and one refinance cash back payable per main applicant, and not available in conjunction with any other special offers. Applicants must have a UBA transaction account linked to the home loan at the time of settlement, and must keep this account for 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The cash back will be paid into this account within 60 days after settlement. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.

Find a lender

Find your nearest branch or mobile lender.

Call us on

1-516-730-5676

To talk with a UBA America home loan expert, say "New home loan" when prompted.

Enquire online

A UBA America home loan expert will call you back.

Important information

Credit criteria, expenses and charges apply. Property valuation: valuation is legitimate for 90 days. Your forthright bank valuation appraisal may require advance valuation evaluation if your property does not fit loaning rules. Customized rate: variable loan costs are liable to change, the rate rebate is substantial for 14 days. For settled rates, rebates are substantial for 5 days. Support and live visit: committed groups are here to help you 7 days a week. Available 7.30am-9.30pm weekdays, 8.30am-4.30pm ends of the week. UBA America Bank.